The real estate mortgage is one of the so – called security rights, which are those rights to ensure the fulfillment of an obligation by granting a direct and immediate power over a foreign property. The power granted to the owner of the mortgage right is, in essence, the power, if the guaranteed obligation is […]
Letting your home into foreclosure is often the only option if you do not have money to pay your lender. Home buyers typically do not anticipate foreclosure by signing the mortgage documents. However, a change in personal circumstances, such as loss of employment may lead to non-payment of this debt. Before going through a foreclosure, […]
If you are thinking of hiring a mortgage it is important to have some knowledge when embarking on possibly the greatest family investment you can have. When it has been decided to increase the equity with immovable property, the first thing is to find mortgage information and study them well: search entity references, compare different […]
The reverse mortgage is a special type of home loan somewhat, aimed at people aged 65 years or dependents who are homeowners. Unlike conventional mortgage, in this case is the holder who receives the bank an amount in exchange for the floor (usually in the form of monthly income). The advantage is that you can […]
First month: after defaulting the first receipt will call the bank to rule that there has been an oversight or mistake by both parties. If you will pay on the interest for late payment fee for the days of delay will end the problem Holding the key between the 2nd and 5th month: if you […]
What if I stop paying my mortgage? Before you begin, in ChB we have analyzed the latest judgments of the European Court on unfair terms, such as late payment interest or clauses soil and expose some recommendations for action. If you have a problem with the mortgage, you can follow this link and access this […]
When assessing the behavior of banks, we must not forget that all banks are companies whose business consists basically in the sale of money. For this reason, when someone applies for a mortgage in an office must face a double interest: own, as applicant-getter of money and banking commercial agent as a seller of the […]
The mortgage bridges used to buy a new house while the former is sold. In recent years, selling a home ownership has become a real odyssey. And not because interested people are in their acquisition, but because the discounts must be applied on the purchase price, are too important to take a loss as high. […]
A dollar devaluation occurs when decreases the purchasing power of the dollar. Although the dollar will remain a dollar will buy less. This ultimately can be felt through higher prices for energy or food, or through the reduction of current exchange rates, making travel or buy imported products more expensive. A dollar devaluation usually leads […]
The fixed rate mortgages have become a complete alternative to variable rate mortgages. If just a year ago, even though there was almost no one signed or were taken into account, at present, although recruitment has increased as people came to know them, they still represent a very low percentage compared to the rest mortgages, […]