Most people have to borrow money to buy their houses. A mortgage with a fixed interest rate blocks the interest rate during the life of the mortgage. To calculate the amount of your payments, you will need to know the interest rate, the loan time and the amount you have requested. Instructions Determine the amount […]
All real estate sources agree with your latest data in the brick sector: more flats are sold, therefore, more mortgages are granted. Specifically, it is signing 17% more mortgages than a year ago, according to the General Council of Notaries, but how to choose the one that suits us? Here are some tips. Look at […]
In the midst of this financial syndics in which we live, blunts with force the question of what we can do if we consider right now apply for a mortgage. Because one thing is clear: with interest rates in negative territory and famished banking profits, nothing will be like until a few months ago and […]
The euribor was slightly negative. The ECB’s decision Thursday to place the official interest of money at 0% portends that the Euribor may remain negative in the coming months. This unexpected situation makes some mortgages and small differential sateen negative. If we consider also the negative inflation, we face negative real rates: we paid for […]
You probably do not have all the money you need to buy your home and have to borrow from a bank or savings bank and make a mortgage on your home. The mortgage loan has a specific singularity that takes as collateral the housing (house, villa, bungalow, apartment …) in favor of the financial institution […]
Paying your mortgage as fast as possible can save you thousands of dollars of interest. On top of that, paying your mortgage eases a lot of stress without that big bill coming in every month. But paying your mortgage in advance needs careful planning so you can do it wisely and in the most cost-effective […]
With high housing prices and high costs of living in many cities today in day, it’s hard to save money to buy your own home. Up to 20 percent payment is a challenge. However, low down payment loans can help meet the requirements to satisfy mortgage lenders. Some mortgage lenders, however, require that you obtain […]
One of the issues that all owners have to deal with is what would happen to the mortgage if they die. The mortgage is usually the biggest debt that most people accumulate in your life. When you die, this debt simply will not go away and will have to be handled in one way or […]
The mortgage loan is a banking product that allows you, as a customer or borrower, to receive a certain amount of money (the so-called loan capital) from a credit institution (lender), in exchange for a commitment to repay that amount together with the corresponding interest, through periodic payments (the so-called quotas). Why is it called […]
Many people who want to have your house make a great effort to clean up your credit, pay your debts and keep their financial lives in order before you start house. But many of them do not take the time to seek advice financial before buying your new home. As a result, they may fall […]